Does the recipient need to have an account with the payout country bank in order to pickup funds?
Where pick-up service is available, the recipient does not need to have an account with the payout bank in order to pickup funds. Of course, the direct deposit delivery option would require that the recipient has an account at the payout institute. Money transfer recipients must generally provide valid ID to pickup funds. Valid ID may include current passport, drivers license or a government-issued ID with photo.
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