Does the recipient need to have a credit card?
No, if you are the recipient, you do not need a credit card to use your allowance. If you do not provide your credit card information, you will only be able to purchase up to your allowance limit each month. If you do provide your credit card information, you will be able to purchase above your allowance limit. Your credit card will be charged for the difference.
No, if you are the recipient, you do not need a credit card to use your monthly gift. If you do not provide your credit card information, you will only be able to purchase up to your allowance limit each month. If you do provide your credit card information, you will be able to purchase above your monthly gift limit. Your credit card will be charged for the difference.