Does the Railroad Protective Policy continue when the work is complete?
A – No. Coverage for the railroad ceases when the contractor has completed the work. The policy is very specific about what constitutes completed work. Therefore, no coverage for completed operations for any party is provided by this policy. The contractor’s own Commercial General Liability policy should protect it against claims arising out of completed work. The railroads operating liability coverage should protect it from any claims made against it for injuries or damages.
