Does the policy cover visits to my current physician or Hemophilia Treatment Center (HTC)?
• Are there any hospitals not included on the policy? Some policies restrict the number of hospitals at which you can receive care, so it is very important that you research this restriction thoroughly before making an insurance selection. • Does the policy have a lifetime maximum on benefits? This represents the maximum costs the policy will cover during your lifetime. If exceeded, your insurance may no longer pay for factor or clinic visits, or any other type of medical services. Click here for more information on “Living with Lifetime Caps” • Are factor concentrates covered by the insurance company? Certain companies may not pay for it, or have restrictions. Some will pay under the pharmacy benefit, so you may have a co-payment each time you receive factor. Others may cover factor under the medical benefit, meaning you may have to pay a deductible as well as a percentage of the overall cost. Click here for “Deciphering Your Insurance Plan.
Related Questions
- If I sustain a loss on last day of the policy and continue treatment in abroad will the policy be extended to cover the loss? If yes, what will be the charges?
- If the IRC hemorrhoid treatment is performed in an Ambulatory Surgical Center, will both the physician and facility be reimbursed?
- Does the policy cover visits to my current physician or Hemophilia Treatment Center (HTC)?
