Does the Notary Signing Agent replace an attorney or closing agent?
No. The Notary Signing Agent is prohibited by law from preparing documents or answering specific questions about the loan. If the borrower has questions during the signing, the Notary must refer them to the closing agent or the lender. The Notary Signing Agent’s duty is to make sure each signer is physically present and is identified appropriately, that all documents are signed and initialed, and that each signature that requires notarization is properly notarized. The Notary Signing Agent is also responsible for ensuring that the documents are returned to the lender.