Does the new church need liability insurance?
Regardless of the building you use for worship or other meetings, liability insurance for all paid employees and volunteers is necessary. While the building and furnishings are insured by the landlord, each person and the equipment you own will not be covered unless the church purchases insurance for it. Landlords should require the church to have liability insurance. Public schools require a certificate of insurance verifying the renter has the necessary coverage. Churches should also have malpractice insurance for the pastor, other staff and volunteers.
