Does the law require insurance carriers to pay for the morning after pill?
There are two types of pills to take if you have had unprotected sexual intercourse and do not want to become pregnant. Pills called emergency contraceptive pill (ECPs) stop ovulation, fertilization and implantation. They are basically stronger birth control pills. They are called “morning after pills”, although you can take them up to 72 hours after intercourse. The second type of pill is called RU-486 (mifeprex) is taken after a women becomes pregnant. This pill causes the uterus to expel the egg, ending the pregnancy. This is loosely classified as a form of abortion. Insurers are required under the law to pay for the ECP but not for the RU 486. The ECPs or morning after pills are taken to prevent a pregnancy and are covered under the law. RU 486 is taken to end a pregnancy and it is not covered under the law.
