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Does the insurance company owe the claimant loss of use (rental) if they actually dont rent a car?

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Does the insurance company owe the claimant loss of use (rental) if they actually dont rent a car?

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The answer to this is yes. Whether they pay it or not is questionable. They are actually indemnifying you for the loss of use of your damaged property. Since the normal process would require proof of loss and receipts to support the reimbursement of this expense, you would need to make a demand for reasonable loss of use since you actually did not rent a vehicle. Remember, only the reasonable amount of time it would take to repair your vehicle and what would be considered a comparable vehicle will be considered.

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