Does the insurance company for the at-fault driver have the obligation to pay my medical bills and lost wages under Colorados tort system?
Ultimately, the answer is “yes,” although the insurance company will not normally settle a personal injury claim until the injured person is willing to resolve the entire claim with the payment of one lump sum. As a practical matter, the insurance company will not pay medical bills which are submitted on a periodic basis, prior to the payment of that lump sum. This is very different than the procedures under Colorado’s old “No-Fault” system. Under that system, which was changed by the Colorado legislature during the 2003 session, an accident victim’s own insurance company paid the medical bills as they were submitted. Under the present “tort system” however, there is no mechanism under the auto insurance laws to provide for the payment of medical bills and lost wages as they are incurred. Therefore, if a patient has health insurance, the bills are submitted to the health insurance company. If there is no health insurance available, some treating medical care providers are willing to ac
Related Questions
- Does the insurance company for the at-fault driver have the obligation to pay my medical bills and lost wages under Colorados tort system?
- What if my insurance company refuses to pay my bills and lost wages in a timely matter?
- My no-fault (PIP) insurance carrier will not pay my medical bills or lost wages?
