Does the inspector have Errors & Omissions Insurance?
A critical aspect of professional accountability is insurance for a faulty inspection. Undiscovered defects can range from minor maintenance problems to structural failure; from leaking faucets to major fire hazards. Inspectors who take their business seriously carry insurance for these untimely mistakes. There are two types of Errors and Omissions insurance for Home Inspectors. The best of these is a “per occurrence” policy, because coverage remains in effect even after the inspector goes out of business. The other type is called claims made. This can be effective on the date of inspection but invalid when it’s time to file a claim. • Building Code Certification. To ensure your inspector is knowledgeable of building codes ask him or her if they have building code certification. • Ask for a Sample Report The proof is in the product: So request a copy of a previous report. The best format should be detailed, comprehensive, and easily interpreted, making a clear distinction between defec
