Does the individual exception from DBA also apply to individuals who own commercial properties?
The exception for individuals who are the beneficiaries of a program under the Recovery Act’s DBA requirements is applicable to such individuals who directly contract for construction on commercial buildings owned by the individual, provided that the commercial building is owned in the individual’s name and not in the name of a business entity. Often individuals will create a business entity to hold title to the building to protect the individual’s assets from claims, and where the building title is held by a business DBA is applicable.