Does the indemnity plan pay for physicals or mammograms?
The indemnity plan is committed to providing preventive services at the lowest cost possible to help members lead healthy, happy and productive lives.Routine Physical and Screening ProceduresThe indemnity plan provides its members with a $150 wellness benefit per Plan year (July 1 – June 30). The indemnity plan will pay 100 percent of allowable charges up to the $150 maximum. The $150 wellness benefit is not subject to deductible and coinsurance. The member remains responsible for the $15 co-payment for professional services.For example, a member needs both a physical and a mammogram during a Plan year (July 1 to June 30). If the member has the physical in July and the cost is $150, then the member has met the maximum wellness benefit for the year. If instead, the cost of the physical is $100, then the member can apply the remaining $50 toward the mammogram.Any charges incurred over the $150 wellness benefit maximum are subject to deductible and coinsurance requirements, as well as the
