Does the indemnity plan cover long-term care?
The indemnity plan covers home health agency services when medically necessary; private duty nursing under certain conditions; and skilled nursing facility benefits to patients in need of acute medical care. Even though a patient may have a chronic condition requiring care, his or her needs may be adequately met at a lower level of care, such as in an intermediate, custodial, or domiciliary facility, which is not covered by the indemnity plan.Note: The information contained in these Frequently Asked Questions does not include all the benefits or everything you need to know about the State Health Plan. Please check yourBenefit Booklet(PDF, 717 KB) for further details. We encourage you to call if you have questions about any of your health plan benefits. For the contact information, consult ourContact Uspage.
