Does the general liability policy cover intentional or illegal acts?
A. No. The general liability policy typically does not provide coverage for intentional or illegal acts as they are generally excluded in the policy. Further, the policy does not provide coverage for any individual who is directly involved, or directs others who are directly involved, in an act that is excluded under the policy. This includes hazing, assault and battery, sexual assault, etc. In other words, the policy excludes coverage for the perpetrators involved in such acts.
