Does the flood insurance dwelling policy provide additional living expenses, if the insured dwelling is flood damaged and cannot be occupied while repairs are being made?
No. The policy only covers direct physical flood damage to the dwelling and does not provide additional living expenses. NOTE: Loss or damage occurring as a result of a flood, such as explosion, fire, theft, looting, etc., may be covered under your existing property insurance policy. You should contact your agent should such loss occur as a result of a flood.
Related Questions
- Does the flood insurance dwelling policy provide additional living expenses, if the insured dwelling is flood damaged and cannot be occupied while repairs are being made?
- If additional insured or coverages are added to the policy, must the insurance producer and insured sign a new written disclosure?
- Does my TWIA dwelling policy provide coverage for additional living expense (ALE)?
