Does the civil union law apply to all insurance policies sold in Vermont?
Act 91 provides that, effective January 1, 2001, all insurance policies issued or renewed in Vermont to married couples, spouses, and their families must also be made available to civil union couples and their families. However, Vermont law governs only state-regulated insurance plans. Some benefits in Vermont insurance plans, and some plans themselves are governed by federal law which does not recognize civil unions. Therefore, if your insurance plan or benefits are governed by federal law, those benefits may not be available to civil union partners.
