Does the average injured worker in Washington miss 266 days of work?
It is incorrect and misleading to say the average injured worker in Washington misses 266 days of work. Here are the facts: • 72% of injured workers receive no wage replacement for missed days of work and, instead, receive only medical coverage. • Of injured workers who receive wage-replacement benefits (also referred to as time-loss), about one-third receive only one payment (two weeks pay or less) and about half receive payment for 40 days or less. • L&I’s median time-loss duration is 40 days, which compares favorably to a national study (National Council on Compensation Insurance) of 37 states that shows a median time-loss duration of 45 days. (Median means that half of the time-loss claims are longer than 40 days and half are shorter.) As for the specific number of 266, this number is not the average for all injured workers. It is an actuarial estimate for only a specific group of workers. It does not include the vast majority of workers who were injured but did not lose time from
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