Does the agency itself need to be licensed or just individual agents?
Effective 10/1/06, all insurance agencies must be either “licensed” or “registered.” The Florida Department of Financial Services (DFS) provides a detailed explanation of what you need to do, including the difference between being “licensed” and being “registered,” so you can determine which is appropriate for your agency. Go to agency licensing in Florida for details, including links to an in-depth FAQ about the requirements, a PowerPoint presentation to help walk you through the process, and information about electronic fingerprinting. If you want to skip the tutorial and go straight to the licensing process go to online license application (make sure you select the “Insurance Agency” tab). The agency licensing requirement applies to all agencies, including those that only write life and health insurance. Also, if you have multiple locations, each one needs to be licensed (or registered), and if you work out of your home, it counts as a location. When the law was passed in 2005, exis
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