Does Tennessee provide for “stacking” of uninsured motorist policies?
No. If a person owns three vehicles and each vehicle as $25,000 of uninsured motorist protection some states allow the car owner to “stack” each of the insurance policies together to provide for $75,000 in uninsured motorist benefits. That is not true in Tennessee. However, if you are an out-of-state resident who is hurt by the carelessness of a driver in Tennessee, your uninsured motorist policy may permit insurance coverage to be “stacked” to give you higher insurance policy limits. The attorneys at Day & Blair will be happy to review your insurance policy and determine what benefits it provides under the circumstances.
