Does suing a collection agency really work?
On One Hand: Suing A Collection Agency WorksThe Fair Debt Collection Practices Act prohibits harassment by debt collectors. Consumers who are harassed by collection agencies can sue a collection agency when they go too far. There is a one year statute of limitations and $1,000 limit in statutory damages, but the cost of litigation can be recovered (attorney fees) and there is no limit on actual damages that can be recovered. Also other claims can be made, such as, tort claims and claims under state laws.On the Other: Collection Agencies Have Many DefensesThere are defenses collection agencies can use, for example unintentional error. You need to be prepared with evidence to prove your case. If you think you have a case find a lawyer that handles these type cases and get instructions on how to document the harassment (gather evidence).Bottom LineSuing a collection agency does work, but you must have a case against them and will need to prove your case. Get a lawyer that handles these ty
