Does Saving Money On Auto Insurance Mean More Restrictions for Teens?
In North Dakota, the insurance commissioner is raising a proposal to further restrict the driving privileges for the state’s teenage drivers, in an effort to cut the number of accident-related deaths and also to cut insurance premiums for parents. In North Dakota, teens are allowed to get their licenses at the age of 16, and allowed to drive with permits as young as the age of 14. This allows them more time to train and practice before they officially become licensed drivers, but with over 22% of the fatal accidents being caused by teen drivers, obviously there is a problem. If you’re a teen in North Dakota, you only make up 7% of the population. When one fifth of that population is depleted each year because of inexperience and stupidity, something needs to be done. The actual proposal that the commissioner is making is to restrict 14 and 15-year old drivers to driving only between the hours of 5 AM and 11 PM and making cell phone use illegal while driving. This proposal has created a
