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Does Property Damage coverage provide coverage to fix my vehicle if the other driver is at fault and has no insurance?

April 26, 2017coverage damage driver fault Fix Insurance Property vehicle

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Does Property Damage coverage provide coverage to fix my vehicle if the other driver is at fault and has no insurance?

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No. Property Damage coverage protects you for damage you may cause to the vehicles or property of others. You would need to have Collision coverage on your auto policy in order to have coverage to fix or replace your vehicle in this situation.