Does participation in the insurance plan require that a company participate in all insurance programs offered?
A member company may choose to participate in one or all types of insurance plans. For instance, a member company can subscribe to health insurance alone or in conjunction with any ancillary products through Aetna (life, AD&D, short-term disability) or DeltaDental (dental). In the same respect, any Aetna or Delta Dental coverages can also be subscribed to alone (consistent with participation requirements) or in conjunction with each other. Health insurance plans can exist as a dual option (consistent with underwriting) within the confines of one carrier. Two different Highmark plans can exist as dual options with each other within one company (consistent with underwriting) however, UPMC and Highmark for example cannot coexist within one company.
Related Questions
- After I filed a claim, the insurance company offered me a ridiculously low settlement that won come close to covering the necessary repairs. Should I accept the offer?
- Does participation in the insurance plan require that a company participate in all insurance programs offered?
- Can a company be a member of the Manufacturer & Business Association and not participate in the insurance plan?
