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Does my homeowners insurance provide coverage for sewer or drain backup damage?

April 26, 2017backup coverage damage drain homeowners insurance sewer

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Does my homeowners insurance provide coverage for sewer or drain backup damage?

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The industry standard policy does not. This coverage needs to be purchased separately. Most companies offer endorsements for $2,500 or $5,000. Some offer more. Discuss your needs with your agent so coverage can be tailored to you.