Does money in my Roth IRA stop compounding when I start making withdrawals?
What remains in your account will remain to grow, but even better, you might do well to visit with a Financial Advisor or expert to come up with a strategy of how much you are taking out and consider which investments you have, to keep a nice balance between stability and growth. In your next 20 years, you might still be accumulating, so you will want an asset mix to maximize your growth, considering your time horizon. But more importantly, when you are taking your money out, volatility is a much bigger concern as it can eat into your principal, so you could possibly take money out and grow your principal at the same time, with the proper asset and time planning. a GENERAL retirement theme is to keep a balanced conservative portfolio, and take 5% a year, so it can last you your whole retirement.
