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Does Mediclaim cover treatment in hospital only?

April 26, 2017cover hospital mediclaim treatment

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Does Mediclaim cover treatment in hospital only?

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Though the main purpose of the policy is to provide reimbursement in respect of treatment taken in the hospital/nursing home, the policy also provides reimbursement in respect of domiciliary hospitalisation. However for a claim to be processed under domiciliary hospitalisation the following conditions should be satisfied: · Medical treatment should be for more than 3 days. · The treatment should be such for an illness/disease/injury which in the normal course would require treatment and care in the hospital/nursing home but actually taken whilst confined at home due to any of the following circumstances: 1. Condition of the patient is such that he/she cannot be moved to the hospital/nursing home or 2. The patient cannot be moved to hospital/nursing home for lack of accomodation there in.