Does LAM accept folks with debt? If so, what are the conditions?
LAM does not normally accept candidates with debt. However, we evaluate each situation on a case-by-case basis. We differentiate “acceptable debt” (investments like education and a mortgage) from “unacceptable debt” (consumer debt, such as credit cards). We look on candidates with “acceptable debt” more favorably if credit history reflects consistency of payments and a responsible management of funds. Within the evaluation process, we also address the legitimacy or advisability of asking supporters to pay off debt. Some churches view payment of debt as a reasonable part of financial support, while others ask missionaries to work to lower debt before deployment. We respect the counsel, leadership and position of the local church regarding indebtedness.
