Does it matter if the phone conversation at the time of the accident was work-related?
From an insurance standpoint, if the accident happens while the employee operates a company vehicle, it doesn’t matter whether the conversation concerns professional or personal matters. Businesses would still retain liability for the actions of their employees while operating company property. Gray areas where a company may or may not incur the initial liability for an accident include the personal use of a business car or the business use of a personal vehicle. In these situations, it’s best for companies to err on the side of caution, in terms of cell phone use, expectations and policies. Another important point to consider is whether it is truly beneficial for employees to conduct business conversations or make professional decisions while they operate a vehicle. Drivers can’t apply the clarity and focus necessary for quality decision-making while they also attempt to navigate through rush hour or find their way to a new destination. Are hands-free sets any safer then hand-held pho
