Does it matter if assets are titled under students name or parents with regard to loans?
Subsidized loans (based on financial need) do take the Expected Family Contribution into account. The EFC is often based partly on parental and student assets. Student assets count more heavily in the EFC formula than parental assets do. See how information about how the EFC is calculated and look at the EFC Formula Worksheets. (Keep in mind that assets are only part of determining the EFC.
Subsidized loans (based on financial need) do take the Expected Family Contribution into account. The EFC is often based partly on parental and student assets. Student assets count more heavily in the EFC formula than parental assets do. See how information about how the EFC is calculated and look at the EFC Formula Worksheets.
