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Does it make sense to have more than one Rollover IRA account?

account IRA rollover sense
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It may if 1) you want to invest in different mutual fund families or different types of investments, 2) you want to withdraw part of your retirement funds in equally distributed payments, 3) you want to keep beneficiaries in separate accounts, or 4) you want the ability to select the IRA account(s) from which to take the required minimum distribution when you reach age 70-1/2.

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