Does it hurt my credit score when I pull my credit report?
Does the subject of credit make your stomach turn? Many people live in fear of trying to tackle the problem of their credit. The rationale and factors that go into calculating a credit score seem like a mysterious enigma that isn’t worth trying to understand. It’s true that the particular formulas for calculating a credit score aren’t public knowledge. Reporting agencies use their own variations on the scoring formula, and they’re allowed to keep them under wraps as trade secrets. Luckily, we don’t need to know the exact formulas to understand in general what helps — and more importantly —
Does it hurt my credit score when I pull my credit report? Does the subject of credit make your stomach turn? Many people live in fear of trying to tackle the problem of their credit. The rationale and factors that go into calculating a credit score seem like a mysterious enigma that isn’t worth trying to understand. It’s true that the particular formulas for calculating a credit score aren’t public knowledge. Reporting agencies use their own variations on the scoring formula, and they’re allowed to keep them under wraps as trade secrets. Luckily, we don’t need to know the exact formulas to understand in general what helps — and more important
