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Does insurance cover refractive surgery?

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Does insurance cover refractive surgery?

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Most insurance companies consider refractive surgery an elective surgery and it is not usually a covered benefit. However, it is certainly worth checking with your insurance company and we encourage you to call them.

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Select insurance companies and some union plan insurance programs will sometimes cover refractive surgery. You should check with your insurance carrier or employer prior to consultation. Our staff is available as well to help you with the details of your coverage. Can I make payments on my surgical fee? Unless other financial arrangements have been made, we require payment in full or a written authorization of insurance coverage prior to surgery. Surgery charges may be paid with credit cards such as MasterCard , Discover or Visa . Convenient payment plans are also available for patients with good credit. Can someone look at my eyes and tell that I have had refractive surgery? No. Only by examining your eyes under high magnification can an eye doctor see that you have had refractive surgery. What should I expect on the day of surgery? Plan to be at the surgeon’s office for about two hours. When you arrive you will meet with the coordinator of refractive surgery patient care. They will d

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A. Select insurance companies and some cafeteria plan programs will sometimes cover refractive surgery. You should check with your insurance carrier or employer prior to consultation.

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Refractive surgery is considered an elective procedure. Most insurance companies do not cover this. You need to contact your insurance company to verify coverage.

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Most insurance companies consider refractive surgery an elective or aesthetic procedure and therefore it is typically not covered. However, we encourage you to check with your insurance company for eligibility.

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