Does Insurance Cover Pregnancy of a Surrogate?
“This is John Pinelli, Financial Representative, answering the question, Does health insurance cover the pregnancy of a surrogate? The answer to the question is maybe. Some insurance providers do provide coverage for this, while others don’t. A surrogate pregnancy would occur typically, if a woman is not able to carry a child through a term, so her husband, or even a sperm donor, would inseminate another female, so that she could have the child for that person, with the intention of course, of giving it back to the mother who was unable to carry the child through term. When looking at this type of coverage, to determine whether your current health plan covers surrogate maternity, it’s important to really investigate, dig deep, and look into your plan. This isn’t something that is very typical or common, within most medical plans, but there are providers out there that do cover this.
