Does insurance cover dental appliances such as occlusal or night guards?
It is also important to know that insurance almost never pays for purely cosmetic treatment and that your dentist does not decide which services will be covered and at what rate. In fact, an insurance company may lead the patient to believe that his or her dentist’s fees are too high, creating distrust between doctor and patient. In reality, the insurance companies have different fee schedules which result from the amount an employer or patient is willing to pay. They may claim to average the fees of several dentists in an area, but if that were the case, there would not be such a broad range of accepted fees. Some insurance plans accept every bit of our fees while others place the fees at a point that is laughably low.
