Does Homeowners Insurance usually cover broken water pipes?
Insurance typically will cover the damage that water from broken pipes may have done to your home, although not the actual pipes themselves. Something you may want to look into, however is the fact that your insurer may offer a specific endorsement to your policy which will cover the pipes, too (you pay additional premium for it). My insurance company told me this after my main water line into my house ruptured due to corrosion (which they covered me for on the replacement of cabinetry, drywall, painting, etc.), wherein I had to pay the plumber myself $1,200.00! Look into it! The endorsement to my policy was only an additional $48.00 per year…so you do the math 🙁 very good of them to let me know after all was said and done and the settlement was paid, huh?! Good luck!
