Does home insurance cover the theft of property from a car?
You may think that if your vehicle is stolen, your auto insurance will pay to replace its contents as well as the vehicle itself. In reality, you’ll probably have to try to obtain the limited relief that may be offered by your home insurance policy. The best course of action is to avoid carrying valuable items in your vehicle at all, if possible.
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A common concern of many homeowners insurance policyholders is whether or not home insurance actually covers the theft of property from a car. If you are the victim of a car burglary you will definitely want to know. Your car insurance will actually cover any items that are attached to your vehicle or if the vehicle itself is stolen; however, personal belongings that are stolen from the vehicle, including things that you customarily use in the car like a GPS system, are not covered. That’s when you turn to your homeowners insurance policy. Read on to learn the specifics of what is covered by home insurance and what is covered by car insurance in the event of a theft of property from a vehicle. Also, be sure to enter your zip above to find and compare free home and auto insurance quotes!