Does HANDS of Central Florida give homebuyers a loan to purchase a single-family home?
No. HANDS loans no money. Potential homebuyers must qualify for a home loan with a bank or mortgage company. HANDS provides the required homebuyer education course for local downpayment assistance to eligible clients. After taking the homebuyer seminar, participants receive a certificate of education that must to included in their loan package and sent to the City or County providing the downpayment assistance. HANDS certificates of education are accepted in Orange, Osceola, Lake, Seminole and Volusia Counties, and the Cities of Orlando and Deltona.
