Does flood insurance cover flood damage caused by hurricanes, rivers, or tidal waves or high tide waters?
Yes, providing that, if confined to your property, the flood water covers at least two acres. Is Flood Damage From Wind-Driven Rain Covered In A Normal Homeowners Insurance Policy Or Do I Need Flood Insurance? No. When rain enters through a wind damaged window, door, through a hole in a wall or roof, the NFIP considers the resulting puddles and damage to be windstorm related, not flood-related. This why you need to buy flood insurance coverage. Flood insurance covers overflow of inland or tidal waters and unusual and rapid accumulation or runoff of surface waters from any source. How Can I Find Flood Insurance? If you live in a community that participates in the National Flood Insurance Program (NFIP), you are eligible to purchase flood insurance. Over 20,000 communities participate, and it’s likely that yours is one of them. To buy a flood insurance policy, call your insurance agent or company. How Is My Flood Insurance Rate Premium Calculated? A number of factors are considered when
