Does Exclusion of Insurance for ‘Intentional Acts’ Bar Coverage of Parents for Failure to Supervise Child?
Safeco Insurance Company of America v. Federal Insurance Company and Pacific Indemnity Company, and Benjamin White et al., Case nos. 2008-0304 and 2008-0403 1st District Court of Appeals (Hamilton County) ISSUE: When a homeowners or umbrella insurance policy provides coverage for injuries caused by the negligence of an insured person, but excludes coverage for damages arising from an act that was intended to cause injury, does the policy provide coverage to parents who are sued for negligence based on their alleged failure to supervise a minor child whose intentional, criminal act caused injury to a third party? BACKGROUND: In this case, the Whites of Cincinnati were sued for negligence by the Hilmers, who were parents of a 13-year-old who was repeatedly and intentionally stabbed by the Whites’ 17-year-old son. The son pleaded guilty to attempted murder and felonious assault, and was sentenced to 10 years in prison. A jury found that the victim’s injuries were proximately caused by neg
