Does everyone who works have health insurance as part of their employee benefits?
No. Health insurance coverage varies based on the type of job and size of the firm. Larger companies, governments, or universities often provide substantial health benefits to their employees at low costs. Small businesses may have a more difficult time providing such health coverage due to the higher expenses associated with insuring fewer people. Remote rural residents are less likely to be offered health benefits through their employment – Approximately 59 percent of workers in rural non-adjacent counties are offered employer-sponsored health insurance, compared to 69 percent of urban workers, and less than half of workers in rural nonadjacent counties are covered by their employers (compared to nearly 60 percent of urban workers). Two factors are primarily to blame for the lack of employer-sponsored insurance in rural areas: workers in remote rural counties are more likely to earn low wages and residents of remote rural counties are more likely to work in small businesses. While lo
