Does every health insurance plan include maternity coverage?
No, maternity is not included on every individual health insurance plan. Each plan that has maternity coverage benefits clearly displays “maternity coverage” on our website, www.gizmohealth.com. Gizmo Health gives you the ability to sort based on maternity coverage (left column on the third page). The terms, conditions, and pricing on maternity coverage vary from carrier to carrier. Please carefully read the details of the policy or call a Gizmo health representative for clarification. Can children over 18 be insured on a family insurance policy? Insurance carriers will typically insure children of the policyholder through the age of 26, if they are enrolled as full-time students. Otherwise, they are required to obtain their own health insurance when they reach the age of 18. How does the prescription drug benefit work? The prescription drug benefit for individual and family plans varies greatly. Some plans limit the percentage contributed towards the prescription drug. Other plans hav