Does employment-based healthcare coverage have a future?
– University of California-San Francisco researcher Dr. Thomas Bodenheimer, in an article appearing in the New England Journal of Medicine, suggesting that the time may be right to wean the nation from its dependence on employment-based health insurance. The growth of managed care over the past five years has been driven primarily by free market decisions made by the leading purchasers of health care – employers – not by government policy.
– University of California-San Francisco researcher Dr. Thomas Bodenheimer, in an article appearing in the New England Journal of Medicine, suggesting that the time may be right to wean the nation from its dependence on employment-based health insurance. The growth of managed care over the past five years has been driven primarily by free market decisions made by the leading purchasers of health care – employers – not by government policy. Today, more than 85 percent of all non-Medicare, non-Medicaid healthcare coverage is through a managed care plan.(a) This rapid shift from a fee-for-service, indemnity insurance system to what many feel is an increasingly burdensome managed care delivery system of questionable quality is driving a zero-based review of how health care is financed. Indeed, among several questions facing the National Bipartisan Commission on the Future of Medicare is whether to encourage a shift in financing of most private healthcare coverage from employers back to ind
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