Does disability insurance offer any incentives to go back to work?
Although not stated in all policies, most long-term disability and disability insurance policies will provide some kind of rehabilitation benefit if they believe it will save them money in the long run by helping you return to the work force. Under these programs, they will usually pay for training and occasionally some special equipment related to returning to work, provided, of course, they believe it will be cost efficient. All rehabilitation plans must be pre-approved by the insurance company.
