Does D&B have a Failure Score for every business in the UK?
• branches – businesses are scored at the headquarters location • foreign companies registered in the UK, and • businesses which are not currently on the D&B database or where insufficient information has been collected and verified to calculate a reliable score. How is the Failure Score calculated? The Failure Score is created using a statistical modelling technique that looks at the D&B databases to determine which data characteristics have historically been common to failing and successful companies, and then using this knowledge to build a scoring algorithm via logistical regression. Although there are consistent scores for all businesses regardless of their size or line of business, different factors are obviously taken into consideration. For example, the assessment of a large limited company with a board of ten directors will be based on different factors to a sole trader. However, it is possible that both could have the same score, and hence the same probability of failure. Wha