Does Co-Dependents Anonymous Inc. (CoDA) have an “umbrella” insurance policy that would cover our meeting?
No, CoDA does not have an umbrella insurance policy that covers individual meetings. Intergroups or meetings may organize and purchase their own insurance. Options that have worked: 1) Asking the requesting facility if their insurance company could provide the needed coverage for an added fee or for free 2) Moving the meeting to a facility that doesn’t request additional insurance. County health and human service agencies have had such facilities. 3) Forming an Intergroup, association or consortium to purchase a policy from through a broker who writes binders for new meetings. The geographic area covered depends upon the resources of the broker involved. 4) Signing waivers in lieu of insurance. This might lead to personal liability for group members. Outside legal advice about such matters is recommended.
