Does Caremark have a special network of retail pharmacies?
There is a pharmacy network associated with the Caremark plan. You receive the highest level of benefits when you have your prescription filled at a network pharmacy. When you use a network pharmacy, any out-of-pocket copayments will automatically be reimbursed through your Health Care FSA (if you have one), up to the FSA amount you have elected. If you do not have an FSA, a check will be mailed to you. If you use an out-of-network pharmacy, you’ll pay 100% of the retail price and will need to submit a claim form. You will be reimbursed for the discounted cost of the prescription – the cost the plan would have paid had you gone to a network pharmacy – less the applicable copay. In most cases, the discounted price will be less than the retail price. You can get a list of network pharmacies from the Caremark website or call 1-800-421-5501.
