Does Car Insurance Cover Flooding?
Flooding can happen in virtually every part of the country but it is more prevalent in some parts than others. If you live in an area that is more prone to flooding it’s in your best interest to get the proper coverage. Standard insurance policies typically don’t include flooding, and if your driving around with your state’s minimum requirements, you’ll need to upgrade. The only type of car insurance that covers flooding is comprehensive insurance. There are several reasons for this. Comprehensive insurance is specifically designed to cover your car against all of the things that could happen to it aside from an accident. Flooding is almost always included in a standard comprehensive plan, but you’ll want to double-check with your agent to make sure. When you get comprehensive coverage you’ll also be covered for things like theft, acts of God, falling trees, weather related items such as hail and wind damage, and nearly everything else that could happen to your parked car. Liability in
