Does car insurance cover expenses results of a car accident while you drive alone with instruction permit?
NO. First of all it is your parents insurance. It is their car. You cannot operate a car by yourself with a driver’s permit. Doing so violates the condition of operating the car. You are responsible. Plus your parents insurance will increase. Tough lesson to learn. You will never forget it. The cool thing is when you have a child, they will never forget it. You are very lucky. The accident could have been horrible. You could have killed someone. Your parents could have lost their home and you would be charged with negligent homicide. Please don’t do it again.
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