Does buying Combined Buildings & Contents Insurance save me money?
Combining both policies together means that some insures will allow extra discounts that will lower the cost of your insurance. However if you have time, obtain quotes for separate buildings and contents policies as well. If the price difference btween seperate and combined policies isn’t great, combined policies have the benefit that if a claim could be covered by both the contents and building policies, then there’s no disagreement between your insurers as to who is liable to payout. This means the claim should be settled quicker.
