Does Auto Repair Insurance Cover 100% of Auto Body Repair Costs?
When in an accident, auto body repair costs are covered to the assessor’s estimate of the repair. According to the insurance on your vehicle, they must return the car to you in the condition it was in prior to the accident, and they cover the costs of this in full. Make sure as to what type of insurance you have on your car. This can be a determining factor as to whether or not you are covered. The problem might come if the vehicle is a total write off. One thing you must do is notify your insurance immediately should you be involved in an accident. You are entitled to insist that it be repaired at the body shop of your choice unless otherwise stated in the policy documents. Always read the fine print.
